Bradley & Riley PC

Joseph E. Schmall

Tel/Direct: 319-861-8729
Location: Cedar Rapids, IA


Joe Schmall has more than thirty-five years’ experience representing lenders.  He advises lenders in all types of loans and in all aspects of their lending relationships.  He is well-known by clients for his proactive approach, practical business judgment, and getting deals closed with timely and creative solutions.  He also works out troubled loans, resolves disputes with borrowers and competing creditors, and advises clients regarding their contractual rights under loan documents and intercreditor agreements.  When necessary, he has represented creditors in foreclosure cases, bankruptcy proceedings and receiverships.

Assistant: Rachel
Assistant's Phone: 319-861-8730
Assistant's Email:


  • Bachelor’s Degree with honors, Loras College, 1981
  • Juris Doctorate with high distinction, University of Iowa College of Law, 1984

Bar Admissions

  • Iowa State Courts
  • United States District Court for the Northern and Southern Districts of Iowa
  • United States District Court for the Central District of Illinois
  • United States Court of Appeals for the Seventh Circuit


  • Named 2016 “Lawyer of the Year” in Cedar Rapids Best for Banking and Finance Law by Best Lawyers®
  • Listed in The Best Lawyers in America® for Banking and Finance; Bankruptcy and Creditor Debtor Rights/Insolvency and Reorganization Law; Financial Securities Regulation Law; and Litigation – Bankruptcy
  • Named 2014 “Lawyer of the Year” in Cedar Rapids for Bankruptcy and Creditor Debt Rights  / Insolvency and Reorganization Law by Best Lawyers
  • Listed in Great Plains Super Lawyers® for Bankruptcy & Creditor/Debtor Rights 2013

Professional and Community Affiliations

  • American Bar Association
    • Business Section
    • Real Estate Section
  • Iowa State Bar Association
    • Business Law Section
    • Commercial & Bankruptcy Law Section
    • Real Estate Section Council
  • Linn County Bar Association
  • Iowa Supreme Court Commission on the Unauthorized Practice of Law (2000-2008)
  • Iowa Supreme Court Grievance Commission 2013-2018

Civic and Volunteer Involvement

  • American Red Cross, Grant Wood Area Chapter Board of Directors (2009-2012)
  • Cedar Rapids Kiwanis Club Board of Directors (1998-2000, 2003-2005, 2009-2012) and Past President (1999-2000, 2005-2006)
  • Graduate of Cedar Rapids Chamber of Commerce Leadership for Five Seasons Program
  • Cedar Rapids Athletic Officials Association
  • American Red Cross, Grant Wood Area Chapter Board of Directors (2009-2018), Board Chair (2017-2018)
  • Cedar Rapids Kiwanis Club Board of Directors (2009-2012, 2018-2021), Past President (1999-2000, 2005-2006)
  • Cedar Rapids Athletic Officiate Association, Past President (2013-2014)

Professional Experience

  • Joined Bradley & Riley PC in 1984
  • Bradley & Riley PC, President (2001-2007)

Representative Transactions

  • Representation of shareholders of production company in sale of stock to employee stock ownership plan
  • Representation of financial institutions in connection with federally guaranteed loans to commercial customers
  • Representation of commercial real estate developers in sale and acquisition of real estate and tax deferred exchanges
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